How Our Terms Apply to Your Account
When you open an account, you accept a binding agreement that covers how your personal data is collected, how wallet transactions via DANA, OVO, and GoPay are processed, and how disputes are handled. These terms apply to all account activity on ijototo regardless of the device
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you use — whether that is a mobile browser in Makassar or a desktop session anywhere else in Indonesia. Access and eligibility depend entirely on local law; it is your responsibility to confirm that using this service is permitted in your region before registering. We do
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not collect more personal data than necessary to run your account and verify your wallet. Payment data tied to DANA, OVO, or GoPay transactions is processed solely to confirm deposits and withdrawals — we do not store your e-wallet PIN or full payment credentials on our
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systems. Account records are retained for the period required by our operating obligations and then securely deleted. Any changes to these terms will be communicated via your registered account contact before they take effect.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.